Your Indian Bank Account.
Without the Indian Entity.
Get a virtual INR account to collect payments from Indian customers via UPI, cards, and net banking. No local entity, no GST, no Indian bank relationship needed.
How Virtual INR Accounts Work
Account Assignment
Get a dedicated virtual INR collection account instantly.
Customer Pays INR
Indian customers pay via UPI or Net Banking as a local transfer.
Automated Compliance
EximPe handles FEMA, IDPMS, and e-FIRA generation.
Global Settlement
Settle in USD, EUR, or GBP to your bank in 24-48 hours.
The Advantage of Virtual Accounts
Zero Setup Friction
No Indian entity, bank account, or GST registration. Go live in 48 hours.
99%+ Payment Success
UPI offers industry-leading success rates compared to international cards.
Regulated Security
Built on RBI-licensed PA-CB infrastructure for full fund safety.
Compliance-as-a-Service
FEMA Reporting
Automated reporting under Foreign Exchange Management Act regulations.
IDPMS/EDPMS
Seamless integration with import-export monitoring systems.
Purpose Code Logic
Correct classification based on transaction category automatically.
Digital FIRA
Digital Foreign Inward Remittance Advice issued for every payment.
Frequently Asked Questions
Common questions about INR virtual accounts for international businesses.
An INR virtual account is a dedicated Indian rupee collection account assigned to your business by EximPe. It functions like a local Indian bank account for payment collection, but without requiring an Indian entity, GST registration, or local bank relationship.
No. EximPe's PA-CB license allows us to issue virtual INR accounts to international businesses without any local entity requirement.
Indian customers can pay via UPI (500M+ users), net banking, debit/credit cards (Visa, Mastercard, RuPay), and digital wallets.
INR is automatically converted to your preferred settlement currency at competitive real-time rates. No manual FX management needed.
Yes. EximPe holds the final PA-CB license from RBI. All transactions are fully compliant with FEMA, IDPMS, and RBI reporting requirements.
Funds are converted and settled to your international bank account within 24–48 hours.
Still have questions? Our support team is here to help 24/7.
Open your INR virtual account today
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