Your Indian Bank Account. Without the Indian Entity.

Get a virtual INR account to collect payments from Indian customers via UPI, cards, and net banking. No local entity, no GST, no Indian bank relationship needed.

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How Virtual INR Accounts Work

01

Account Assignment

Get a dedicated virtual INR collection account instantly.

02

Customer Pays INR

Indian customers pay via UPI or Net Banking as a local transfer.

03

Automated Compliance

EximPe handles FEMA, IDPMS, and e-FIRA generation.

04

Global Settlement

Settle in USD, EUR, or GBP to your bank in 24-48 hours.

The Advantage of Virtual Accounts

Zero Setup Friction

No Indian entity, bank account, or GST registration. Go live in 48 hours.

99%+ Payment Success

UPI offers industry-leading success rates compared to international cards.

Regulated Security

Built on RBI-licensed PA-CB infrastructure for full fund safety.

Compliance-as-a-Service

✓

FEMA Reporting

Automated reporting under Foreign Exchange Management Act regulations.

✓

IDPMS/EDPMS

Seamless integration with import-export monitoring systems.

✓

Purpose Code Logic

Correct classification based on transaction category automatically.

✓

Digital FIRA

Digital Foreign Inward Remittance Advice issued for every payment.

Related Trade Solutions

India Checkout

Unified checkout for India.

UPI for Global

India's #1 payment method.

Accept Payments

Collection overview.

RBI PA-CB Licensed
PCI-DSS Compliant
DBS Bank Partner
Yes Bank Partner
ISO 27001

Frequently Asked Questions

Common questions about INR virtual accounts for international businesses.

An INR virtual account is a dedicated Indian rupee collection account assigned to your business by EximPe. It functions like a local Indian bank account for payment collection, but without requiring an Indian entity, GST registration, or local bank relationship.

No. EximPe's PA-CB license allows us to issue virtual INR accounts to international businesses without any local entity requirement.

Indian customers can pay via UPI (500M+ users), net banking, debit/credit cards (Visa, Mastercard, RuPay), and digital wallets.

INR is automatically converted to your preferred settlement currency at competitive real-time rates. No manual FX management needed.

Yes. EximPe holds the final PA-CB license from RBI. All transactions are fully compliant with FEMA, IDPMS, and RBI reporting requirements.

Funds are converted and settled to your international bank account within 24–48 hours.

Still have questions? Our support team is here to help 24/7.

Open your INR virtual account today

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