EximPe Blog

Expert insights on cross-border payments, global trade, and international finance.

Showing 1 – 6 of 209 posts
What is an HSN Code & How to find the Right One? Beginner’s Guide (2026)
May 15, 2026

What is an HSN Code & How to find the Right One? Beginner’s Guide (2026)

If you are importing or exporting from India, your HSN code determines your customs duty, IGST, export incentives, and even whether your shipment is stopped at the port. The full form of HSN code is Harmonized System of Nomenclature, and using the wrong code can literally be the difference between paying 5% and 25% duty on the same product. What is an HSN Code? HSN code is a globally standardised numerical system used to classify goods in international trade. In simple words, it is the "prod

Dipankar Biswas
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Razorpay vs EximPe for Foreign Merchants: PA‑CB Guide to Receiving Payments from India
May 13, 2026

Razorpay vs EximPe for Foreign Merchants: PA‑CB Guide to Receiving Payments from India

India has quietly become one of the hardest markets to “get right” for foreign merchants: UPI is now the default way to pay, RBI has introduced a dedicated Payment Aggregator – Cross Border (PA‑CB) licence, and global card‑only setups simply don’t convert well anymore. At the same time, both Razorpay and EximPe now hold RBI PA‑CB authorisation and let foreign businesses collect from Indian customers in INR and settle into overseas bank accounts without a local entity. This article compares Razo

Chinmay
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PayPal in India for Foreign Merchants: What Works, What’s Restricted, and Better Alternatives
May 8, 2026

PayPal in India for Foreign Merchants: What Works, What’s Restricted, and Better Alternatives

If you treat India as “just another card market”, you will systematically underestimate how much revenue you can unlock here. UPI has become India’s default way to pay, with reports showing around 500 million users and tens of millions of merchants using it daily. At the same time, India’s cross‑border commerce is growing across SaaS, e‑commerce, digital content and B2B services, which makes “accept payments from India” a real product requirement for global companies, PSPs and fintechs. PayPal

Dipankar Biswas
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LMPC Certificate for Importers: Meaning, Process, Penalties & Practical Guide (2026)
May 4, 2026

LMPC Certificate for Importers: Meaning, Process, Penalties & Practical Guide (2026)

Imagine this: your first container of beautifully packed home decor lands at Nhava Sheva. Freight is paid, Bill of Entry is filed, duty is ready. But the consignment is suddenly held because the importer doesn’t have an LMPC certificate and the labels are missing the Indian importer’s details. Situations like this are becoming common as customs tightens enforcement of Legal Metrology Packaged Commodities (LMPC) rules for imported pre‑packaged goods. The LMPC certificate for importers is a regis

Dipankar Biswas
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How Indian Importers Pay Overseas Suppliers: TT, LC, Open Account, Supplier’s Credit & More
April 29, 2026

How Indian Importers Pay Overseas Suppliers: TT, LC, Open Account, Supplier’s Credit & More

Let's start with an example, Imagine this - An Indian importer in Delhi finalises a USD 80,000 deal for machine parts.The supplier insists on full advance TT, the importer’s bank suggests a Letter of Credit (LC). If he pays 100% in advance via TT and the shipment gets delayed or never leaves the port, his working capital is stuck and legal recovery becomes a nightmare. If he uses an LC without understanding documentation, a single discrepancy in the Bill of Lading or invoice can delay payment

Dipankar Biswas
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Marine Insurance for Importers: Meaning, Types, Coverage, Claims & India-Specific Guide
April 28, 2026

Marine Insurance for Importers: Meaning, Types, Coverage, Claims & India-Specific Guide

An Indian importer brings in a container of electronics from China, worth ₹80 lakh. During the voyage, the container is exposed to heavy weather, water seeps in, and a big part of the cargo is damaged. The shipping line points to its limited liability and offers only a fraction of the loss, leaving the importer with a huge financial hit. This is exactly the kind of situation where marine insurance protects importers from serious cash-flow and business risk. In simple terms, marine insurance is

Chinmay
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