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EximPe Blog
Expert insights on cross-border payments, global trade, and international finance.
IGST on Imports vs GST on Domestic Purchases: Input Credit, Refund & Common Mistakes (For Indian Import‑Export Businesses)
For most Indian import‑export companies, IGST paid at customs is not a permanent cost but a cash‑flow item that can be neutralised through input tax credit (ITC) and, for exporters, refunds. The challenge is understanding how IGST on imports differs from GST on domestic purchases, how ITC flows through GSTR‑2B and GSTR‑3B, and where mistakes typically block credit or refunds. Why IGST on imports matters Before GST, imports suffered multiple indirect taxes like CVD and SAD, which had their own
Collect Payments from India: The Complete Guide for Global Businesses, PSPs and Fintechs
Accepting payments from India is no longer a “nice to have” for global businesses and PSPs, it’s becoming a core growth channel that now requires a local, UPI‑first, RBI‑compliant strategy. Indian customers increasingly expect to pay in INR via UPI and other local methods, while foreign businesses want settlement offshore in hard currency and a simple way to stay within India’s new Payment Aggregator – Cross Border (PA‑CB) regime. Why accepting payments from India matters now India is one of
How to Import Electronics and Consumer Goods from China to India
India is one of the world’s fastest‑growing markets for smartphones, laptops, LED lighting, small appliances, and lifestyle gadgets, and China is the primary external source for many of these products. Electronics alone account for tens of billions of dollars in annual imports from China and Hong Kong, covering everything from integrated circuits and batteries to consumer devices. For Indian brands, D2C sellers, retailers, and OEMs, importing electronics and consumer goods from China can unlock
The Complete List of RBI PA‑CB Licensees in India (2026): A Practical Guide for Global Companies, PSPs & Fintechs Receiving Payments from India
India’s new Payment Aggregator – Cross Border (PA‑CB) framework has created a regulated “entry door” for global companies, PSPs and fintechs that want to collect money from Indian customers in a compliant way. This blog summarises what PA‑CB licences are, how many licensees exist as of early 2026, who the key players are, and how global firms can plug into these rails. For global companies, PSPs and fintechs that want to collect online payments from Indian customers, only RBI‑authorised PA‑CBs
CFS vs ICD vs Seaport vs Airport: How Your Choice Impacts Import Costs, Speed & Compliance
Choosing whether your shipment routes via a CFS, ICD, seaport terminal or airport cargo complex directly affects your landed cost, clearance speed, customs risk and working capital cycle as an importer into India. Most Indian importers focus on ocean or air freight rates and Incoterms, but a large part of the real cost sits in what happens after the vessel or aircraft arrives. Where your container or pallet is held, port yard, CFS, ICD or airport cargo terminal decides storage charges, inspecti
PA‑CB License: The Complete Guide for Global Payment Companies & PSPs
India‑linked cross‑border payments are scaling fast, and the Reserve Bank of India (RBI, India’s central bank) has responded by directly regulating non‑bank cross‑border payment aggregators through a new Payment Aggregator. Cross Border (PA‑CB) framework. For global PSPs, wallets, marketplaces and SaaS platforms, PA‑CB is now the primary on‑ramp to serve Indian exporters and importers in a clearly regulated way. Why PA‑CB Matters for Global Payment Companies Over the last decade, Indian freel
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