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EximPe Blog
Expert insights on cross-border payments, global trade, and international finance.
Razorpay vs EximPe for Foreign Merchants: PA‑CB Guide to Receiving Payments from India
India has quietly become one of the hardest markets to “get right” for foreign merchants: UPI is now the default way to pay, RBI has introduced a dedicated Payment Aggregator – Cross Border (PA‑CB) licence, and global card‑only setups simply don’t convert well anymore. At the same time, both Razorpay and EximPe now hold RBI PA‑CB authorisation and let foreign businesses collect from Indian customers in INR and settle into overseas bank accounts without a local entity. This article compares Razo
PayPal in India for Foreign Merchants: What Works, What’s Restricted, and Better Alternatives
If you treat India as “just another card market”, you will systematically underestimate how much revenue you can unlock here. UPI has become India’s default way to pay, with reports showing around 500 million users and tens of millions of merchants using it daily. At the same time, India’s cross‑border commerce is growing across SaaS, e‑commerce, digital content and B2B services, which makes “accept payments from India” a real product requirement for global companies, PSPs and fintechs. PayPal
LMPC Certificate for Importers: Meaning, Process, Penalties & Practical Guide (2026)
Imagine this: your first container of beautifully packed home decor lands at Nhava Sheva. Freight is paid, Bill of Entry is filed, duty is ready. But the consignment is suddenly held because the importer doesn’t have an LMPC certificate and the labels are missing the Indian importer’s details. Situations like this are becoming common as customs tightens enforcement of Legal Metrology Packaged Commodities (LMPC) rules for imported pre‑packaged goods. The LMPC certificate for importers is a regis
How Indian Importers Pay Overseas Suppliers: TT, LC, Open Account, Supplier’s Credit & More
Let's start with an example, Imagine this - An Indian importer in Delhi finalises a USD 80,000 deal for machine parts.The supplier insists on full advance TT, the importer’s bank suggests a Letter of Credit (LC). If he pays 100% in advance via TT and the shipment gets delayed or never leaves the port, his working capital is stuck and legal recovery becomes a nightmare. If he uses an LC without understanding documentation, a single discrepancy in the Bill of Lading or invoice can delay payment
Marine Insurance for Importers: Meaning, Types, Coverage, Claims & India-Specific Guide
An Indian importer brings in a container of electronics from China, worth ₹80 lakh. During the voyage, the container is exposed to heavy weather, water seeps in, and a big part of the cargo is damaged. The shipping line points to its limited liability and offers only a fraction of the loss, leaving the importer with a huge financial hit. This is exactly the kind of situation where marine insurance protects importers from serious cash-flow and business risk. In simple terms, marine insurance is
RoDTEP Scheme in 2026: Meaning, Rates, Claim Process & Practical Guide for Exporters
If you are exporting from India in 2026, RoDTEP is now a non-negotiable part of your pricing and margin planning. It replaces MEIS for most products, refunds embedded taxes that were earlier stuck in your cost, and is confirmed to continue at existing rates at least till 30 September 2026. RoDTEP stands for Remission of Duties and Taxes on Exported Products and is India’s main WTO-compliant export remission scheme, designed to refund hidden central, state and local levies that are not refunded
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