SWIFT Code Finder

Find the correct SWIFT/BIC code for international wire transfers quickly and easily.

Loading countries...

What is a SWIFT Code? SWIFT codes (BIC) uniquely identify banks for international transfers and ensure your funds reach the correct institution. Please cross check any SWIFT codes beforehand.

BIC/SWIFT Code: What You Need to Know

What is a BIC/SWIFT Code?

A BIC (or SWIFT code) is a special 8- or 11-digit code used to identify banks from different countries. With it, international payments are processed securely and correctly.

When Do You Need a BIC/SWIFT Code?

  • A money transfer can only be sent or received abroad with an International Banking Number.
  • Everybody involved in sending money between countries needs to be aware of FX rates.
  • Banks commonly use it to determine which branch is supposed to handle the funds.

BIC/SWIFT Code Format

In this code, everything is set up as shown below:

  • Bank code (4 letters): Identifies the bank (state bank) in the first two to four letters
  • Country Code (2 letters): Shows the name of the country (such as IN for India)
  • Location Code (2 letters or digits): This shows the bank's city (for example, BB for Mumbai)
  • Optional Branch Code (3 letters or digits): To identify a particular branch, it displays 101 (for example).

Without the branch code, it is 8 characters long; however, if included, it has 11 characters.

Example:

SBININBB101
SBIN = State Bank of India
IN = India
BB = Mumbai
101 = Specific branch

Why is the BIC/SWIFT Code Important?

  • It ensures that the receipt of international money ends up at the expected bank and branch.
  • Sets up systems that prevent problems and slow down payments made from one country to another.

Details Needed for a SWIFT Transfer

  • The person's name, where they live and the number of their bank account
  • The recipient bank includes its name, address and a SWIFT or BIC reference.
  • Transfer the amount, choose your currency and enter the type of payment.
  • Information about the sender and recipient should be provided.

How to Find a SWIFT/BIC Code

  • Review your bank balance on your statement or use the online banking service.
  • Get in touch with your bank and ask them.
  • Refer to lists provided by banks or SWIFT in your search.

For seamless international payments with EximPe, always use the correct BIC/SWIFT code to ensure your funds reach the right destination quickly and securely.