Accept UPI Payments
From Anywhere in the World.
India’s dominant payment method is now available globally. Accept payments from 500M+ users without a local entity. Go live in 48 hours.
What is UPI?
Unified Payments Interface (UPI) is India’s real-time payment system. Backed by the RBI, it processes more transactions than Visa and Mastercard combined in India.
Why it Matters for Global Merchants
Higher Conversion Rates
UPI success rates (~95%) dwarf international cards (~70%) in the Indian market. No OTP friction.
Instant Confirmation
Real-time payment confirmation in under 5 seconds for a seamless checkout experience.
Optimized Costs
UPI processing is significantly more cost-effective than traditional cross-border card transactions.
Massive Reach
Direct access to customers using Google Pay, PhonePe, and hundreds of Indian banking apps.
UPI vs Cards in India
| Metric | UPI | Cards |
|---|---|---|
| Monthly Volume | 12B+ | ~2B |
| Success Rate | 95%+ | ~70% |
| Settlement | Instant | 2–3 days |
| User Friction | Low (PIN) | High (OTP) |
| Active Users | 500M+ | ~80M |
Frequently Asked Questions
Common questions about accepting UPI payments globally.
UPI (Unified Payments Interface) is India’s real-time payment system built by NPCI. It processes 12B+ transactions per month and is used by 500M+ Indians for instant bank-to-bank transfers.
Yes, through an RBI-licensed PA-CB (Payment Aggregator – Cross Border) like EximPe. You don’t need a local entity, Indian bank account, or GST number.
UPI has 4x the transaction volume of cards in India. It offers instant settlement, zero payment failures due to OTP issues, and higher success rates (95%+) compared to cards (~70%).
EximPe converts INR to your preferred currency (USD, EUR, GBP, SGD, AED, AUD, and 25+ more) and settles to your international bank account.
UPI supports transactions from as low as Re 1 up to Rs 1 lakh (approx $1,200) per transaction for merchant payments, making it ideal for both micro-payments and standard purchases.
EximPe provides a simple API and hosted checkout page. Integration typically takes less than a day. We handle all RBI compliance, FX conversion, and settlement automatically.
Still have questions? Our support team is here to help 24/7.
Start accepting UPI payments from India today
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