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INR Pricing for Global SaaS: Should You Charge Indian Customers in Rupees?
Indian customers are increasingly buying global SaaS and digital products, but many are still forced to pay in USD and absorb FX fees, GST on foreign services, and conversion losses from their INR income. As UPI and other local methods dominate Indian digital payments, the question for global SaaS, PSPs, and fintechs is simple: should you move to INR pricing and if yes, how do you still settle in USD/EUR while staying compliant? Why INR pricing matters now India is now one of the fastest‑grow
Shopify India UPI Payment Integration Guide for Global Stores (Without a Local Entity)
Global Shopify stores can now offer UPI‑first checkout to Indian buyers without setting up an Indian company, by plugging into RBI‑regulated Payment Aggregator – Cross Border (PA‑CB) providers that collect in INR and settle offshore in USD, EUR and other major currencies. India is now one of the world’s largest digital payments markets, with UPI handling well over 80% of all digital transaction volumes and processing more than 170 billion transactions in 2024 alone. For e‑commerce, UPI has beco
Collect Payments from India: The Complete Guide for Global Businesses, PSPs and Fintechs
Accepting payments from India is no longer a “nice to have” for global businesses and PSPs, it’s becoming a core growth channel that now requires a local, UPI‑first, RBI‑compliant strategy. Indian customers increasingly expect to pay in INR via UPI and other local methods, while foreign businesses want settlement offshore in hard currency and a simple way to stay within India’s new Payment Aggregator – Cross Border (PA‑CB) regime. Why accepting payments from India matters now India is one of
The Complete List of RBI PA‑CB Licensees in India (2026): A Practical Guide for Global Companies, PSPs & Fintechs Receiving Payments from India
India’s new Payment Aggregator – Cross Border (PA‑CB) framework has created a regulated “entry door” for global companies, PSPs and fintechs that want to collect money from Indian customers in a compliant way. This blog summarises what PA‑CB licences are, how many licensees exist as of early 2026, who the key players are, and how global firms can plug into these rails. For global companies, PSPs and fintechs that want to collect online payments from Indian customers, only RBI‑authorised PA‑CBs
PA‑CB License: The Complete Guide for Global Payment Companies & PSPs
India‑linked cross‑border payments are scaling fast, and the Reserve Bank of India (RBI, India’s central bank) has responded by directly regulating non‑bank cross‑border payment aggregators through a new Payment Aggregator. Cross Border (PA‑CB) framework. For global PSPs, wallets, marketplaces and SaaS platforms, PA‑CB is now the primary on‑ramp to serve Indian exporters and importers in a clearly regulated way. Why PA‑CB Matters for Global Payment Companies Over the last decade, Indian freel
What is a Payment Gateway? A Beginner’s Guide to Online Payments
With everything going digital, every business that wants to accept online payments should learn about payment gateway technology. As online shopping rapidly gains popularity in countries like India, payment gateways are playing a crucial role in ensuring transactions are both safe and easy to complete. At Eximpe, we believe it’s essential to make the online payment gateway clear, as this is the first step in building trust that helps a business grow. What is a Payment Gateway? A payment gatew
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